Shared Household Budget Spreadsheet Template

A shared budget is the backbone of any smooth housemate arrangement. Here's the template structure that works.

Income column: Track each person's monthly contribution to shared expenses.

Fixed expenses: Rent, insurance, internet — amounts that don't change month to month.

Variable expenses: Utilities, groceries, cleaning supplies — track actuals vs. estimates.

Running balance: See at a glance who's paid, who owes, and what's outstanding.

Set up auto-categorization so every expense is tagged correctly.

HomeCo auto-generates this for you. No spreadsheets to maintain — just connect and go.

Ready to make roommate life easier? Download HomeCo — the app that helps housemates split bills, manage chores, and live together smoothly.