Year-End Shared Home Financial Review Checklist

REVIEW: □ Export all shared expenses from HomeCo for the full year □ Identify the largest cost categories and where you overspent □ Check if any subscriptions can be cancelled or downgraded □ Review utility bills for anomalies or savings opportunities

SETTLE: □ Resolve any outstanding IOUs between roommates □ Confirm security deposit status and split □ Review who paid what and balance out any gaps

PLAN: □ Set a shared savings goal for next year □ Budget for expected increases (rent, insurance, subscriptions) □ Review roommate agreement and update outdated terms □ Set up auto-pay for anything still manual

CELEBRATE: □ Acknowledge what worked well this year □ Plan a group activity with money saved from better budgeting